ScamSplain

Fake Escrow / 'Buyer Protection' Site

A scammer proposes a 'secure escrow' or 'buyer protection' service to hold funds, but the escrow site is fake and simply collects your money.

Think a message like this reached you? You can check it right now.

What this scam is

To seem trustworthy on a high-value deal (a car, electronics, a pet), the other party suggests using an escrow or 'protection' service that will hold funds until both sides are satisfied. They send you to a professional-looking but fake escrow site where you deposit money or payment details. The site is controlled by the scammer; your funds go straight to them. Real escrow is arranged independently, not chosen by the person you are dealing with.

What it usually looks like

  • A suggestion to use a specific 'escrow' or 'protection' service.
  • A polished escrow site you were sent a link to.
  • Instructions to deposit by wire or crypto.
  • Assurances that funds are 'protected' until delivery.

Common warning signs

  • The other party picks the escrow service and sends the link.
  • Deposits by wire or crypto to 'escrow.'
  • An escrow site with no verifiable history.
  • Pressure to fund before you research it.

Example wording scammers use

Let's use SecureDealEscrow to protect us both — deposit here and funds release on delivery: securedeal-escrow.net
Our marketplace's protection program holds your payment safely; fund it to proceed.

These are illustrative examples written by ScamSplain, not real messages.

What the scammers want

  • Your deposit into a fake escrow they control.
  • Irreversible wire or crypto payments.
  • To hide behind a trusted-sounding process.

What to do

  • Never use an escrow service the other party chose or linked.
  • If escrow is needed, research and select a reputable one yourself.
  • Avoid wire/crypto to unknown 'escrow' sites.
  • Walk away if pushed.

What to do if you already responded

  • Contact your bank/crypto platform immediately to try to stop the transfer.
  • Keep the escrow-site link and messages as evidence.
  • Report to ic3.gov and reportfraud.ftc.gov.

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