ScamSplain

'Government Grant' Social Media DM Scam

A message — often from a hacked friend — says you qualify for free government grant money and asks for a fee or your account login to 'process' it.

Think a message like this reached you? You can check it right now.

What this scam is

You get a direct message, frequently from a friend's hacked account, saying you have been selected for a government grant of several thousand dollars. To 'release' it, you are told to pay a fee by gift card or app, or to share your bank login or a verification code. There is no grant; the fee and details are the scam. Real government grants are not awarded through social-media DMs and never require a fee.

What it usually looks like

  • A DM claiming you won or qualify for free grant money.
  • A message that seems to come from a friend.
  • A required fee to 'process' or 'deliver' the grant.
  • Requests for a bank login or one-time code.

Common warning signs

  • Government grants are not awarded by social-media DM.
  • A fee is required to receive 'free' money.
  • A friend's account suddenly pushes a grant offer.
  • Requests for codes or logins.

Example wording scammers use

Hey! I just got $9,000 from a government grant program — you qualify too! Message the agent here to claim yours.
To release your grant, send a $200 clearance fee via Cash App.

These are illustrative examples written by ScamSplain, not real messages.

What the scammers want

  • An upfront 'clearance' fee.
  • Your bank login or verification codes.
  • To spread the scam through your contacts.

What to do

  • Do not pay a fee or share codes; there is no grant.
  • Contact the friend another way to warn them their account is hacked.
  • Report and ignore the message.
  • Never send gift cards to claim 'free' money.

What to do if you already responded

  • Change your own passwords if you shared any and secure your accounts.
  • Contact gift-card or app support if you paid.
  • Report at reportfraud.ftc.gov.

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