In-Person 'Jugging' & Doorstep Cons
Some scams happen in person: 'jugging' (following you from the bank/ATM to rob you) and doorstep distraction cons that steal cash, valuables, or trust.
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What this scam is
Not all scams are digital. In 'jugging,' criminals watch banks/ATMs, identify people who withdrew cash, follow them, and rob them or break into their car. Doorstep cons include fake officials or workers who distract you (one keeps you talking while another enters your home), 'found money' schemes, and pressure to hand over cash. Awareness of your surroundings, not displaying cash, verifying anyone at your door, and never letting strangers inside are the defenses.
What it usually looks like
- Being followed after a bank/ATM withdrawal.
- Unannounced 'officials/workers' at your door.
- One person distracting you while another moves around.
- Pressure to produce cash or let someone inside.
Common warning signs
- People loitering at ATMs/banks who then follow you.
- Unverified visitors wanting to come inside.
- Distraction tactics and teams.
- Requests to see or handle your cash/valuables.
Example wording scammers use
“(Doorstep) 'We're from the city and need to check inside — it'll just take a minute.'”
“(Distraction) 'Can you help me with something out here?' while an accomplice enters.”
These are illustrative examples written by ScamSplain, not real messages.
What the scammers want
- Your cash and valuables.
- Access to your home or car.
- To exploit distraction and trust.
What to do
- Be aware after bank/ATM visits; don't display cash; vary your routine if followed (drive to a police station).
- Verify anyone at your door via the agency/company before letting them in — and don't let strangers inside.
- Keep doors locked; use a peephole/video doorbell.
- Report suspicious people to police.
What to do if you already responded
- If robbed or if someone entered, call police (911) and report it.
- Secure your accounts if cards/ID were taken.
- Report at reportfraud.ftc.gov.