ScamSplain

Section 8 / Housing-Assistance Scam

Scammers charge fees to 'get you on the Section 8 list,' guarantee a voucher, or pose as landlords accepting vouchers for deposits on units that don't exist.

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What this scam is

Preying on people needing affordable housing, scammers offer to move you up or onto a Section 8 waitlist, guarantee a voucher, or advertise voucher-accepting rentals — all for upfront fees or deposits. Public housing waitlists are managed by housing authorities and are generally free to apply for; no one can guarantee a voucher for a fee. Fake landlords also collect deposits for units they don't control. The fees and deposits are the scam.

What it usually looks like

  • Offers to get you on/ahead on the Section 8 list for a fee.
  • Guarantees of a housing voucher.
  • 'Voucher-accepted' rentals demanding deposits before viewing.
  • Requests for fees or gift cards.

Common warning signs

  • Fees to join or advance on a housing waitlist.
  • Guaranteed vouchers.
  • Deposits before touring or verifying a unit.
  • Gift-card or upfront payment demands.

Example wording scammers use

Pay $150 and we'll put you at the top of the Section 8 list — guaranteed voucher.
This unit accepts vouchers; send the deposit to hold it.

These are illustrative examples written by ScamSplain, not real messages.

What the scammers want

  • Upfront fees and deposits.
  • To exploit housing need.
  • Your personal details.

What to do

  • Apply directly through your local housing authority (HUD lists them) — it's free.
  • No one can guarantee a voucher for a fee.
  • Tour units and verify landlords before paying anything.
  • Report fee demands.

What to do if you already responded

  • Contact your bank/gift-card issuer about payments.
  • Report to HUD and your housing authority.
  • Report at reportfraud.ftc.gov.

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