Fake Nursing / Senior-Care Placement-Fee Scam
A 'placement service' or 'facility' asks for upfront deposits or fees to reserve a nursing-home or assisted-living spot that isn't real.
Think a message like this reached you? You can check it right now.
What this scam is
Families searching for senior care are contacted by a 'placement service' or 'facility' promising to secure a spot in a desirable nursing home or assisted-living community for an upfront deposit or 'reservation fee,' often by wire. The facility or spot doesn't exist, or the service does nothing. The stress of arranging care and waitlists is exploited. Legitimate facilities and licensed placement services don't demand wired deposits to unmet strangers before any tour or contract.
What it usually looks like
- An offer to secure a care spot for an upfront deposit/fee.
- Payment by wire before touring or signing.
- Pressure about limited availability.
- A service/facility you can't independently verify.
Common warning signs
- Wired deposits to reserve a care spot.
- Unverifiable facilities or placement services.
- Pressure due to 'limited beds.'
- No tour or real contract before payment.
Example wording scammers use
“We can get your mother into this in-demand community — wire the $2,500 reservation deposit today.”
“Limited beds available; secure the spot now to avoid the waitlist.”
These are illustrative examples written by ScamSplain, not real messages.
What the scammers want
- Upfront deposits/fees by wire.
- To exploit care-arrangement stress.
- Personal and financial details.
This is general safety information, not professional advice. It is not legal, financial, medical, or immigration advice, and it does not create a professional relationship. For your own situation, speak with a qualified professional or the official organisation involved. If you are in immediate danger, contact your local emergency number.
What to do
- Tour facilities and verify licensing before paying anything.
- Use reputable, licensed placement services and check reviews.
- Avoid wired deposits to unverified parties.
- Confirm availability directly with the facility.
What to do if you already responded
- Contact your bank about the wire immediately.
- Verify the facility/service licensing.
- Report at reportfraud.ftc.gov.